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The steps for sending money for free in PayPal on a mobile device are have a debit card (checking account) connected to your PayPal account. Money. SEND AND REQUEST MONEY FOR FREE • When funded by a bank account or with your PayPal balance, it's free to send money or get paid back by friends and family. It's free to send money through PayPal, though the recipient is charged a fee to cash the payment. find the best deal for money transfers. Take your time. Forwarding funds directly to your bank account is the most popular way to withdraw money from PayPal. You need to have a confirmed bank account to withdraw. Get a Prepaid Debit Card - Prepaid MasterCards, PayPal Debit Cards, Prepaid Credit Cards from PayPal. Pay nothing now!